With saving stamps we can help you make preparing for Christmas easy.

Collect saving stamps weekly over the year and then redeem the cards to help pay for your Christmas food shop in December. It’s a great way to save money.

£2 extra* just for you! Our saving stamps can be spent at any time of year, but many customers find our stamps a convenient way to help spread the cost of Christmas. Redeem your completed savings book worth £48 in store during December and we’ll give you a £2 bonus. What better way to treat your family to all their Christmas favourites than with the money you’ve saved throughout the year?

Simple saving

Step 1

Pick up

Pick up a savings stamps book from a member of staff next time you’re in our store.

Step 2


Buy £1 savings stamps when you shop. There’s no limit to how many you can buy during the year.

Step 3


Stick them in your handy savings book for safe keeping. 

Step 4


Watch your savings grow. In no time at all you could have up to £50 to spend on treats this Christmas. It’s simple.

Frequently asked questions

  • How does the saving stamp scheme work?

    The Co-operative’s saving stamps scheme enables shoppers to buy £1 stamps over the year, and then cash them in for the Christmas shop. Throughout December, The Co-operative will pay out £50 for every £48 saved, giving an extra £2 for free. Saving a little each week helps make Christmas more affordable and takes the worry out of financing the festive period. Customers can purchase stamps each time they go into a food store and then have more money at Christmas to treat themselves and their families.

  • Do I have to wait until December to use saving stamps?

    No. You can spend whatever you have saved. However if you complete your booklet we give you £2 extra pounds free! Full or part completed cards can be redeemed at any time against purchases excluding concessions such as Peacocks or Greggs, fuel, coffee shop and National Lottery.

  • Do I have to spend all the stamps in one transaction?

    No. The £50 doesn't have to be spent in one transaction; customers can use their stamps on different shopping trips and can be redeemed at any time.

  • How are the saving stamps protected?

    We have launched our own scheme in 2013 to help ensure customers are protected. The Co-operative Group is one of the UK’s largest and financially stable businesses and customers’ money will be transferred into a trust account (managed by an independent trustee), which will provide extra protection for their funds. Please note no responsibility can be accepted for lost or damaged cards.

  • What are the denominations of the stamps?

    One saving stamp = £1.

  • Is there an expiry date on the cards?

    No. The cards can be redeemed at any time but if you redeem in December you get an extra £2 for each completed card.

  • Terms and conditions

    Note: each book of stamps (and ideally each stamp itself) requires a year of issue (2013/2014 etc) in order that there is a cut off period so the Co-operative Group can claim the unredeemed funds after a certain period – see terms and conditions below.

    This book can only be used for The Co-operative Food £1 savings stamps.

    Full or part completed books can be redeemed at any time against purchase of goods (excluding cigarettes, tobacco, National Lottery, mobile phone top up cards, non-food, coffee shop, in-store concessions, first-stage baby milk products and fuel).

    Savings stamps cannot be redeemed in store for cash. Change will only be given up to 99p for part payment with a savings stamp.

    A completed book with £48 worth of savings stamps, when redeemed in December, is worth £50. NOTE partially completed or partially redeemed books do not qualify for the £2 bonus.

    Savings stamps may only be redeemed in the stores of the co-operative society from which they were purchased. For the avoidance of doubt, savings stamps sold in Co-operative Group Food Limited stores may only be redeemed at Co-operative Group Food Limited stores.

    When you have completed the card, or saved all you want, simply hand it to a Co-operative cashier when you shop. The amount saved (plus £2 if you are redeeming the full amount of £48 in savings stamps in December) will be deducted from your shopping bill (subject to the restrictions set out in paragraph 2 above).

    ENSURE YOU KEEP YOUR SAVINGS STAMP BOOK SAFE as Co-operative Group Food Limited is not responsible for lost books and you will be unable to redeem your savings stamps without a valid savings stamp book.

    If we believe that your savings stamp book or your savings stamps have been copied or otherwise replicated or we otherwise suspect that your claim is fraudulent or not genuine, we reserve the right to refuse redemption of your savings stamps.

    In these terms and conditions, references to "your money" means the money you use to purchase savings stamps.

    Your money is transferred by the Co-operative Group Food Limited to be pooled with other money and held by a trustee who is independent of the Co-operative Group. The trust structure is intended to offer protection for your money if the Co-operative Group Food Limited becomes insolvent but it does not guarantee that you will receive 100% of your money in the event of an insolvency. The detailed terms of the trust are on our website but please note the following:

    a. Any interest on the monies held in the trust fund is held absolutely for the Co-operative Group Food Limited and your money does not accrue interest;

    b. The trustee holds the trust fund subject to the costs of administering the trust and subject to the Co-operative Group Food Limited's entitlement to any surplus after the savings stamps for any year have been redeemed;

    c. On any insolvency of Co-operative Group Food Limited (or the occurrence of a termination event as more fully set out in the trust deed) the trustee will discharge the costs of winding up the trust fund and take steps to distribute the balance of the trust fund to customers in possession of valid unredeemed stamps in proportion to the value that each customer's unredeemed savings stamps bear to the amount in the trust fund save that no customer shall be entitled to recover more than the value of their unredeemed savings stamps;

    d. You are not entitled to claim your money directly from the trust fund other than on an insolvency of the Co-operative Group Food Limited and in accordance with the terms of the trust deed.

    If your savings stamps remain unredeemed for 3 years from the end of the year in which you purchased those stamps, Co-operative Group Food Limited is entitled to claim the money remaining in the trust relating to that year, for its own account. You will still be able to redeem the stamps in later years (subject to these terms and conditions) but your money for that year will not be protected in the event of an insolvency of Co-operative Group Food Limited (as it will be outside the trust protection afforded by this scheme).

    This scheme is only available to customers of Co-operative Food Group Limited and participating independent Co-operative societies. A full list of Co-operative Group Food Limited stores and participating independent Co-operative societies as listed below:

    i. Anglia Regional Co-operative Society

    ii. Clydebank Co-operative Society

    iii. Coniston Co-operative Society

    iv. East of England Co-operative Society

    v. Heart of England Co-operative Society

    vi. Radstock Co-operative Society

    vii. Tamworth Co-operative Society

    viii. The Midcounties Co-operative Society

    ix. The Southern Co-operative Society

    x. Wooldale Co-operative Society

    xi. The Co-operative Group

    Our trust deed is available by request. If you would like a copy please contact our customer relations team via the details on this page; www.co-operativefood.co.uk/contact-us Get Big Deals online and instore at The Co-operative Food. View our latest deals now >